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Establishes a retirement savings plan for Vermonters who are not currently offered a retirement plan through their employer. The program will automatically enroll workers who do not have access to a retirement plan through their employer in a Roth IRA account. Contributions to the account will be deducted automatically from workers’ paychecks, making it a hassle-free way to save and invest for retirement. Employees can set their own contribution rate, or use the program default, and can opt out of the program if they choose.